Hourly to Salary Calculator — 2026/27
Job adverts mix hourly rates and annual salaries, which makes offers hard to compare. Enter your hourly rate and weekly hours: this calculator turns it into a gross annual salary and then works out your take-home pay after tax for 2026/27.
For reference, the National Living Wage from April 2026 is £12.71 an hour for workers aged 21 and over — at 37.5 hours a week that is £24,784 a year before tax.
| Gross salary | — |
|---|---|
| Personal Allowance | — |
| Income tax | — |
| National Insurance | — |
| Pension | — |
| Student loan | — |
| Overall deduction rate | — |
Income tax by band
| Band | Taxed amount | Tax |
|---|
Pension is modelled as a net pay arrangement (it reduces taxable pay, not National Insurance). Student loan thresholds 2026/27: Plan 1 £26,900 · Plan 2 £29,385 · Plan 4 £33,795 · Plan 5 £25,000 · Postgraduate £21,000.
The conversion formula
Hourly rate × hours per week × 52 = annual salary. £15 an hour at 37.5 hours a week is £29,250 a year, which leaves £24,567.60 take-home in England, Wales or Northern Ireland for 2026/27. Going the other way? Use the salary to hourly calculator.
Frequently asked questions
How do I convert hourly pay to salary?
Multiply your hourly rate by your weekly hours, then by 52 weeks. £20 an hour, 40 hours a week: £20 × 40 × 52 = £41,600 a year.
What is £15 an hour annually in the UK?
At 37.5 hours a week, £15 an hour is £29,250 a year gross, and £24,567.60 after tax and National Insurance in 2026/27 (England, Wales or Northern Ireland).
Does this include overtime or unpaid breaks?
No — it assumes the hours you enter are all paid at the rate you enter, every week of the year. Adjust the hours figure if your pattern differs.